Risk management Archive

Factors that contribute to the emergence of Internal financial risks of the enterprise

Group factors: Industrial and commercial ● low efficiency of fixed assets; ● poorly chosen or poorly diversified assortment structure products; ● high proportion of fixed costs; ● high level of material and the complexity of the product; ● excessive amount of insurance and seasonal inventory; ● inefficient pricing; ● inefficient production management and marketing policy. Group

Cheap Car Insurance – Why We Shouldn’t Spare Money For It

Insurance companies have started to offer cheap “all inclusive” policies system– someone is willing to sell a policy with 50% discount, and someone promises to the policyholder to return the money if a loss of their policy is low. How do in reality such offers of auto insurance attract customers and why do they need

Problems and barriers of communication in managers ativity

We can not live without communication even a single day, because we are constantly among people. Communication as interaction presupposes that people make contact with each other and exchange information in order to build joint activities. However, in many cases one is confronted with the thing that words, thoughts or desires are incorrectly perceived by

The peculiarities of financial risk management in large companies

The financial risk management is of primary importance in the overall system of risk management. Its main objective is to minimize the associated financial losses. This is achieved by optimizing the structure of capital (ratio of own and borrowed capital) and portfolio debt (lower cost of capital, the maximization of the weighted average term of

Theoretical aspects of choosing a method of hedging financial risks

The problem of choosing an effective method of hedging financial risk is relevant, because today there is no developed mechanism for the implementation of the selection of the appropriate methods that the company could apply in the exercise of their economic and financial activity. As a rule, a decision on a method of hedging financial

Composite risk management, some specific

Composite risk management (CRM) emerged in 1998 in the army of the United States of America. The reason for this was an imperfect methodology for the protection of servicemen in the course of local wars and anti-terrorist operations. The guide was giving orders, sometimes without reliable information, and the loss was carried by the soldiers.

The approach to the hedging of currency risks

The state of contemporary economics is characterized by its globalization, dynamic geopolitical environment, the instability of the separate regional markets, constant development and increasing complexity of financial markets, increasing volatility of prices etc, which is accompanied by economic risks, among which special importance is attached to foreign currency risk. Its occurrence is associated with short-term

Career in risk management – a promising salary and hidden challenges

Every day companies face with risky situations. The most common types of risks are investment, credit, market, operational, insurance, legal, transportation, exchange, competition, human uncertainty and the risk of loss of business reputation. All these issues should be considered by specially trained people – risk managers, whose task is to assist management in making important

The essence of supply chain in the risk management

With the development of market relations in Ukraine, domestic entrepreneurs are increasingly using the term “Supply Chain Management” This concept was emerged in the West a few decades ago in connection with the need to allocate a special type of management of transport operations. The supply chain is an integrated process that comprises all processes